Shane McCarthy

Building Friendships, One Home At A Time.

  • Business: (780) 406-4000
  • Shane's Cell: (780) 914 - 9379
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Shane McCarthy
Business:(780) 406-4000
Shane's Cell:(780) 914 - 9379
Re/Max Elite
7815 101 AV
Edmonton, Alberta
T6A 0K1 Canada

Buying 

 Buying your first home can be an overwhelmng experience, there are so many things to consider.  Do I qualify for a mortgage?  Do we have enough for down payment?  What will the mortgage payment be?  What about other expenses like closing costs, insurance, utilities?
 
At your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming and less expensive than if you tried to do it all yourself.  I will assist you in being pre-approved for a mortgage, recommend home inspectors, lawyers, and whatever else you need to make your new home a reality.
 
I are familiar with the current homes on the market, and know neighborhood values well. I can help you determine which properties are priced fairly and in good condition before you start your search.

Your First Step

Your first step to buying is to ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family?  To move up to a bigger house?  Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

 
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city,  neighborhood ); community (north, south, east, or west side);  older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment. Ask yourself how many minutes you are willing to commute to work.
 
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

 
Call me and I will refer you to a mortgage professional with  an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Home For You

Once you have been pre-qualified for a mortgage and know your price range, I will  help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.  You can even search our listings here on our website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.